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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Dennis is amazing!! He made sure my refinance process was smooth and it closed without one problem. I highly recommended Dennis to anyone looking to purchase a home, or refinance the one they’re already in! Natasha R.
Dennis Thomas was efficient, effective, and timely in handling my mortgage loan. All questions were welcomed and answered. I highly recommend the use of his knowledge and skill. Violet Wells Violet Wells MzzWells
Dennis answered all our questions in a timely manner. He is a true professional and i would recommend his services to others. Daniel Diaz AV Professional
On the first day of meeting Dennis, he took our paperwork and said congratulations on owning your new home and did so with every single response back which motivated us to stay on task and see the dream! He kept us informed and involved everyday. We thought we’d be sleeping in ... READ MORE Mary Ann Gibbs Mary Ann Gibbs New Home Owners
Dennis did an amazing job at insuring my mortgage loan approval process went by as quickly as possible. With his level of expertise, I was able to understand the entire process as a first time home buyer. Dennis will take care of all of your needs, and answer any questions with an ... READ MORE Maritza Leon Administrator/Payroll Processor
Everything went good thank you Dennis Catherine matthews
We are very grateful with Dennis. He help us to understand all the process. He went above and beyond for me and my wife. Thank you Dennis for everything. Gustavo A Zepeda Store Manager
I am writing this on behalf of Dennis Thomas, Mortgage Loan Officer, AmeriFirst Financial Inc. of Las Vegas. Mr. Thomas handled the purchase of our home in October 2018. He was very knowledgeable and helpful in guiding us through what can be a highly stressful situation. I appreciate ... READ MORE Paula Birch Homeowner
Dennis made sure that we would close on our house quickly. He is very knowledgeable in giving us the proper guidance to which loan for us to go with that suited our needs. The paperwork was easy to send through with the online portal. This was the smoothest home buying experience yet. Julie Ann Tuquiero Graphic Artist
I’ve known Dennis for more than five years. This is the second time we have used him to refinance our home. Dennis is very professional, reliable and dependable. In the future we will definitely call upon him for help. Olga Guerra Homeowner
Dennis has been proficient, professional, responsible, reliable and helpful every time we need him. leandro Guerra Seafarer
He is very professional, caring, and a hard worker. He is very reliable and available whenever I need his help. He is and all around stand up guy! Thank you very much Dennis. Bingliyang Poker Dealer

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